As we approach the end of the year, it’s the perfect time to check in on your dental benefits. Did you know that most dental insurance plans reset on January 1st? That means any unused benefits from your 2025 plan will not carry over into the new year. If you don’t use your coverage by December 31, 2025, you could lose valuable benefits you’ve already paid for through your insurance premiums.
At Conway Village Dental, we want to help you get the most from your insurance coverage and make smart choices for your oral health and your budget.
Why You Should Use Your 2025 Benefits Now
Most dental insurance plans include an annual maximum — the total dollar amount your insurance provider will contribute toward your care each year. When the calendar resets, that balance disappears, and a brand-new maximum begins. Unfortunately, unused benefits don’t roll over.
By scheduling any recommended treatments before the end of the year, you can:
• Maximize the benefits you’ve already paid for through your insurance premiums.
• Prevent small issues from becoming bigger problems that require more costly treatment later.
• Spread out larger treatment plans across two benefit periods — finishing part of your care in 2025 and completing the rest after your 2026 benefits renew.
Our team can help you plan strategically to make the most of your coverage while keeping your smile healthy and your out-of-pocket costs manageable.
Did You Know We Work With Hundreds of Insurance Companies?
At Conway Village Dental, we work with hundreds of insurance companies, and we do our best to make sense of your benefits and estimate what your plan covers before treatment begins. Every patient’s insurance plan is different — even when two people have coverage from the same provider. That’s why our team takes the time to review your specific policy details and help you understand your options. We also highly recommend that you regularly review your benefits on your providers patient portal.
How to Check Your Dental Insurance Benefits
It’s easier than ever to see what benefits you have remaining for the year. Most insurance companies now offer online patient portals where you can view your coverage details, benefit balance, and claim history.
Here’s how to get started:
- Go to your insurance provider’s website.
- For example: deltadental.com, metlife.com, or cigna.com.
- Look for a button or link that says “Member Login” or “Patient Portal.”
- Create an account if you haven’t done so already. You’ll typically need your member ID number, which is listed on your insurance card.
- Log in to see your benefit balance, deductible information, and coverage details.
- If you’re unsure or have trouble accessing your account, our front desk team is happy to help you navigate the process or check your benefits directly for you.
Taking a few minutes to log into your portal can help you see exactly what coverage you still have available — and what you could be missing out on if you don’t schedule before year’s end.
Plan Ahead and Make the Most of Your Coverage
If you’ve been postponing dental treatment or are due for a cleaning, now’s the time to schedule. Appointments fill quickly during the last few weeks of the year, and we want to make sure you have every opportunity to take advantage of your benefits.
Using your remaining 2025 benefits before December 31 is a smart way to:
- Budget for care you need.
- Stay on top of your oral health.
- Avoid losing the valuable coverage you’ve already earned.
We’re here to help you plan your care and maximize your insurance benefits. Call Conway Village Dental today to review your remaining coverage and reserve your appointment before the year ends. Together, we can make sure your smile — and your budget — start 2026 off right!
